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Pension Calculator

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Games on roster since 2013


Full Pension Credits


Annual Pension at age 62


The NHL and the NHLPA agreed to implement a defined benefit pension plan effective the 2012-13 season. The start of the season was delayed until January 19, 2013, due to the lockout imposed by the NHL franchise owners after the expiration of the league’s collective bargaining agreement (CBA).

Game credits are earned for games in which a player is on an NHL roster. 20 game credits are required to earn a quarter credit. Each quarter accumulates over the player’s career to determine the number of seasons played and the retirement benefit.

A player will receive the maximum benefit after completing 10 seasons beginning in 2013. Players, who are not credited for 10 seasons, are granted the pension benefit on a pro-rata basis.

The maximum annual permissible pension benefit is $275,000 effective 01-Jan-24. Benefits are adjusted for inflation and the benefit to surviving spouses is 100%.


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Cardinal Point Athlete Advisors
Scotiabank Arena, 50 Bay Street, Suite 1444, Toronto M5J 3A5
5 Donald Street, Winnipeg Manitoba R3L 2T4